Adjustable Feature

  

Categories: Insurance, Tax

Like...how a hospital bed has that thing where you push a button and it automatically raises your head so you can sit up (cue Homer Simpson: "bed goes up, bed goes down").

An adjustable feature is also a particular provision in some reinsurance contracts.

Insurance companies use reinsurance as a way to lower risk. Basically, they take out insurance for their own insurance policies, signing up with another company to offload some of their potential obligations. An adjustable feature provision allows for the adjustment of certain cost-related items, such as the premiums paid or the commissions involved.

Adjustable features literally adjust the amount an insurance company has to pay for the reinsurance, setting sliding commission scales or altering the premium prices.

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