Concurrent Causation
Categories: Regulations
If two or more events happen at the same time (um…concurrently) causing a loss to the insured, that is concurrent causation.
For example: A car is at a stoplight when a high wind blows over the structure holding the stoplight. It lands on the insured driver’s car. The car behind the insured is so distracted by the stoplight falling over that he or she rear-ends the insured’s car.
Two things happen. One tragic result. .