Crossed Check

Even businesses on occasion will issue a check, but they don’t want you to cash it right away. (Perhaps, like many of us, they don’t have the money in their account quite yet.)

The way the check issuer indicates to a bank that the check can only be deposited into a bank account and not cashed, is to create a crossed check. This check will have two parallel lines that cut across the entire check, or the cross could be in the top-left corner. So, unlike an airline pilot announcing “crosscheck and ready for take-off,” your crossed check is only ready for depositing.