Imputed Value

Categories: Company Valuation

See: Imputed Interest.

You enjoy spending your weekends spelunking. Each Sunday, you strap one of those miner’s lights to your head and wander through a warren of nearby caves. One day, you discover a skeleton, dressed in pirate garb, clutching a faded piece of parchment in its bony hand. Upon closer investigation, the tattered document turns out to be a map, with a big red “X” stamped in the middle.

You go to auction the map online. What price should you set as a reserve? In other words, what’s the minimum value you should expect for your treasure map?

With these questions, you are engaged in deciphering imputed value.

The phrase describes the estimated value of something where the actual value isn’t known. You're trying to put a specific, quantitative worth on something where there is no direct data either way.

The map might be a meaningless piece of paper. It might point to an immense treasure. It may represent a valuable historical document, regardless of whether a treasure exists or not. To determine its potential value, you have to compare your map with other similar artifacts, implying value based on that research.

In business terms, it can refer to an asset where no previous sale price is available. Think: if HBO wanted to value its rights to stream Game of Thrones reruns. Since the show's relationship to potential future viewers is unique, there's no direct precedent. It just has to look at other content valuations and make an educated guess.

Imputed value also comes up for intangible assets, like brand value or patents.

Related or Semi-related Video

Finance: What is Imputed Interest Rate?1 Views

00:00

Finance allah shmoop What is imputed interest rate Imputed guest

00:09

at or presumed based on x y and z that's

00:13

the foundation of an imputed interest rate and its chief

00:16

cheerleader Yep It's the i r s the tax people

00:20

those guys you just love to hear from Why Well

00:23

because taxes need to be collected Right We have pork

00:26

to buy for politicians Come on people Get with it

00:29

So we have a zero coupon bond here We bought

00:31

for five hundred bucks which comes do or pays off

00:34

in ten years for a thousand dollars on lee Remember

00:38

Zero coupon bonds don't pay any interest along the way

00:41

They just pay a one time end of period amount

00:44

which includes interest and principal The irs taxes Bondholders imputed

00:51

interest Yes like gains based on whatever interest rate is

00:55

imputed by the terms of the deal So in this

00:59

case remember that rule of seventy two thing so many

01:02

years to doubled about it into seventy two and all

01:04

that Yeah So in this case the money takes ten

01:07

years to double that's ten into seventy two paying seven

01:10

point two percent interest per year Compound it So the

01:15

irs would take as an imputed interest Five hundred box

01:20

times seven point two which is thirty six dollars of

01:23

taxable imputed interest games And they would take that each

01:27

year and you'd pay that each year on your taxes

01:29

So if you owned this bond and we're living in

01:32

a forty percent marginal tax bracket blue state which you

01:35

livin bitterly even though you got no cash interest from

01:39

this bond will you'd suffer a cash tax hit of

01:43

forty percent of thirty six or a bit under fifteen

01:46

dollars each year as you went along So that's the

01:49

bad news you pay the cash up front The good

01:51

news is that when the bond finally came do that

01:54

decade later for that grand well you have already paid

01:58

the taxes along the way And when taxes are already 00:02:01.504 --> [endTime] paid well we impute you'll be a happier camper

Find other enlightening terms in Shmoop Finance Genius Bar(f)