Major Fraud Act Of 1988

The U.S. Government doesn’t like it when people try to defraud them. We can’t say we blame them; after all, who out there likes being lied to or taken advantage of? Yeah...nobody. Which is why, in 1988, Congress passed the Major Fraud Act, which significantly increased the penalties for defrauding—or attempting to defraud—the government.

Specifically, if the fraud or attempted fraud is valued at $1M or more, the fraudster is subject to between $1,000,000 and $10,000,000 in fines, in addition to facing up to ten years in prison. Oh—and this part probably goes without saying, but any money that the fraudster received as a result of their criminal actions is also seized and returned to the government.

This act ain't messing around.

Related or Semi-related Video

Finance: What are Insider Trading And th...11 Views

00:00

Finance a la shmoop what is insider trading and the securities fraud

00:06

Enforcement Act of 1988? all right well the Securities and Exchange Act of 1934

00:12

aka the 34 Act made it formally illegal to use inside information in trading

00:20

stocks amazingly that used to not be illegal or at least not explicitly so [People gambling]

00:26

and it wasn't enforced investing was well a clubby white man's insiders gig

00:31

and the boys took care of the boys well since people could make a lot of

00:35

money with insider information and thought they wouldn't get caught like [Boy peeing at a urinal]

00:39

well who's gonna know that I overheard the CEO of big company talking about a

00:45

merger in a Denny's washroom you know some folks pretty much ignored

00:49

the law well the 1988 law was basically Congress saying you guys were really [Congressman discussing the 1988 law]

00:54

serious about this so this new legislation added some hefty penalties

00:59

if you get caught as an inside trader people still trade on insider

01:03

information though and they still get caught and they go to jail and they lose [Jail door closes on man]

01:07

everything they have so he's got to realize some of us were just born to be

01:12

bad...

Find other enlightening terms in Shmoop Finance Genius Bar(f)