Qualified Eligible Participant - QEP

Categories: Tax

Any rube can buy stock. You can wander into a broker's office with your bare feet, overalls, and Fleet Farm hat...and, as long as you have the money, they will purchase stocks for you.

But the government and the financial community at large considers you unsophisticated (to be fair, you did just spit tobacco juice on their floor). There are regulations and protections in place to make sure you don’t get fleeced by the city slickers. However, have enough money, and you can step out from this protection. You can still wear the overalls and Fleet Farm hat if you want, but with enough cash in the financial markets, you can brush off some of these restrictions.

In short, you can become a qualified eligible participant. It's a designation related to the Commodities Exchange Act. To pass the test, you must have $2 million in investments and fulfill some other monetary requirements. Having joined the QEP club, weirder, riskier investments become open to you. It's like getting the password to an underground club, where you can gamble on monkey wrestling and join a bare-knuckle boxing league. Only, in real life, these new horizons include things like hedge funds limited only to QEPs.

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mutual fund company like fidelity or Wellington or State Street or Blackrock [Mutual fund companies appear]

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are really good at math and accounting good at poker probably as well [Person checks cards on poker table]

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apprenticed with old people who mumble through chewed cigars about what the IPO

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higher when you lose someone else's money versus your own

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well the institution behind them raises and retains the dough which is they then [Investor receives cash]

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invest often in large chunks and their viewed as a different class by many

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because unlike the cardiologists investor Club of Northeast Milwaukee

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these investors actually understand the risks they're taking when they invest so [Men stood outside cardiologist investor club sign]

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that cardiologists and their friends are buying in on tips they got from the golf

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course if the trade blocks are in hunks of a hundred thousand or a million [Stocks in a sack of million shares]

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institutions buying and selling shares with a presumption that the

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institutional investors will generally know what they're doing or at least more

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actually are but if you are one of the vaunted few the proud the knowledgeable

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on hundreds of millions or billions of dollars invested well then you can

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expect to make tens of millions of dollars a year [Man throws cash into the air]

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shepherding the wealth of the wealthy or at least of

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masses collecting your fees and whining about taxes until the cows come home [Cows appear on a field]

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when did they leave anyway?

Find other enlightening terms in Shmoop Finance Genius Bar(f)