Basic Reparations Benefits
Categories: Insurance, Regulations
Janelle gets hit by a Smart Car. While it's likely the car will suffer more damage than she will, if she suffers any economic, medical, or other "loss" (such as the inability to keep the house clean due to injuries sustained), it will typically be covered by her auto insurance company, up to a specified limit.
Basic reparations benefits are really just the same thing as no-fault insurance or personal injury protection. Oh, and the coverage applies to both the driver as well as the passengers of the vehicle.