The private residence of Mr Pancks was in Pentonville, where he lodged on the second-floor of a professional gentleman in an extremely small way, who had an inner-door within the street door, poised on a spring and starting open with a click like a trap; and who wrote up in the fan-light, RUGG, GENERAL AGENT, ACCOUNTANT, DEBTS RECOVERED.

This scroll, majestic in its severe simplicity, illuminated a little slip of front garden abutting on the thirsty high-road, where a few of the dustiest of leaves hung their dismal heads and led a life of choking. A professor of writing occupied the first-floor, and enlivened the garden railings with glass-cases containing choice examples of what his pupils had been before six lessons and while the whole of his young family shook the table, and what they had become after six lessons when the young family was under restraint. The tenancy of Mr Pancks was limited to one airy bedroom; he covenanting and agreeing with Mr Rugg his landlord, that in consideration of a certain scale of payments accurately defined, and on certain verbal notice duly given, he should be at liberty to elect to share the Sunday breakfast, dinner, tea, or supper, or each or any or all of those repasts or meals of Mr and Miss Rugg (his daughter) in the back-parlour.

Miss Rugg was a lady of a little property which she had acquired, together with much distinction in the neighbourhood, by having her heart severely lacerated and her feelings mangled by a middle-aged baker resident in the vicinity, against whom she had, by the agency of Mr Rugg, found it necessary to proceed at law to recover damages for a breach of promise of marriage. The baker having been, by the counsel for Miss Rugg, witheringly denounced on that occasion up to the full amount of twenty guineas, at the rate of about eighteen-pence an epithet, and having been cast in corresponding damages, still suffered occasional persecution from the youth of Pentonville. But Miss Rugg, environed by the majesty of the law, and having her damages invested in the public securities, was regarded with consideration.