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Accounting Videos 351 videos

Finance: What is Collateralized Mortgage Obligation (CMO)?
65 Views

What is Collateralized Mortgage Obligation (CMO)? A CMO is a mortgage bond that consists of a large number of different individual mortgages bundle...

Finance: What are Secured Bonds v Unsecured Bonds, and what is Non-Recourse Debt: Debentures (Subordinated and Senior)?
68 Views

When a bond is secured, it means it's protected, i.e. there are assets that would be forfeited if repayment is not made. When it's unsecured... it'...

Finance: What is Counterparty Risk?
9 Views

What is Counterparty Risk? Counterparty risk is the risk to either party within a transaction that the other will not or be unable to abide by the...

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Finance: What are Junior and Senior Debt? 7 Views


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Description:

What's the difference between senior and junior debt? No matter the differences, we know the similarity: you don't want to be in either of them.

Language:
English Language

Transcript

00:00

Finance a la shmoop what are senior and junior debt? or like what's the

00:07

difference between them well what are they they're debt in a bankruptcy senior

00:13

debt collects what they're owed ahead of junior debt shockingly yep laws of the [Debt transferring to senior debt]

00:18

jungle remember the debt stack? vendors to the

00:21

company collect first then employees then the IRS of course because while

00:26

they always have their hands up in your bidness [Woman flips over stack of papers on womans desk]

00:29

then come senior bonds then come junior then come unsecured bonds also known as

00:35

debentures then subordinated debenture like debentures below debentures and

00:39

there are all kinds of granular things in the bonds above we're very sorry if

00:43

one day in your career you have to care about all of this okay then moving down [Man discussing debt stack]

00:47

the stack then there's preferred stock which collects after the most

00:52

subordinated debentures collect generally and then finally there's

00:56

common stock and well really finally then there's death and well in taxes [Uncle Sam appears at grave stone]

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